Terms of Service

1 Description of Services

Standard Trust Bank ("the Bank", "we", "us") provides the following services through this website:

• General information about our banking products and services
• A secure payment confirmation portal for authorised recipients
• Contact and enquiry submission services
• Career and recruitment information

The payment confirmation portal allows designated recipients to view and confirm pre-arranged payment instructions via secure, time-limited links issued by authorised administrators.

2 Eligibility

By using our website, you represent and warrant that:

• You are at least 18 years of age
• You have the legal capacity to enter into a binding agreement
• You are not prohibited from accessing our services under the laws of your jurisdiction
• All information you provide to us is accurate and truthful

3 Acceptable Use Policy

You agree to use our website only for lawful purposes. You must NOT:

• Attempt to gain unauthorised access to any part of our website or its backend systems
• Use any automated tools (bots, scrapers) to extract content or data from our website
• Transmit any viruses, malware, or harmful code
• Impersonate any person or entity
• Use our website to conduct fraudulent, deceptive, or illegal activities
• Share, redistribute, or misuse payment links that are not issued to you personally
• Interfere with or disrupt the integrity or performance of our services
• Reverse engineer, decompile, or attempt to extract source code from our website

Violation of this policy may result in immediate termination of access and may be referred to relevant law enforcement authorities.

4 Payment Confirmation Portal

The payment confirmation portal is subject to the following terms:

• Access is granted exclusively via secure, time-limited links issued by authorised bank administrators
• Payment links are personal and must not be shared with unauthorised third parties
• Once a payment is confirmed, the action cannot be reversed through the portal. Please review all payment details carefully before confirming
• Links expire after the duration specified at the time of issuance (24, 48, or 72 hours, or 7 days)
• We are not liable for losses arising from expired links or links shared with unauthorised parties
• The Bank reserves the right to revoke any payment link at any time without prior notice

5 Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Standard Trust Bank or its licensors and is protected by applicable intellectual property laws.

• You may view and print content for personal, non-commercial use only
• You must not reproduce, distribute, or create derivative works without prior written consent
• The Standard Trust Bank name, logo, and branding are registered trademarks and may not be used without permission

6 Disclaimers

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Guarantees that the website will be uninterrupted, error-free, or free of viruses
• Accuracy or completeness of any information on the website

We reserve the right to modify, suspend, or discontinue any part of the website at any time without notice.

7 Limitation of Liability

To the fullest extent permitted by applicable law, Standard Trust Bank shall not be liable for any:

• Indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or goodwill
• Damages arising from your use of or inability to use the website
• Unauthorised access to or alteration of your data
• Actions of any third party on or through the website

Our total liability to you for any claim arising from use of our website shall not exceed €100 (one hundred euros).

8 Indemnification

You agree to defend, indemnify, and hold harmless Standard Trust Bank, its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debts arising from:

• Your use of and access to the website
• Your violation of any term of these Terms of Service
• Your violation of any third-party right, including intellectual property or privacy rights
• Any content you submit through the website

9 Termination of Access

We reserve the right to suspend or terminate your access to our website or payment portal at our sole discretion, without notice, for conduct that we believe:

• Violates these Terms of Service
• Is harmful to other users, us, or third parties
• Is fraudulent or otherwise illegal

Upon termination, your right to use the website will immediately cease. Provisions that by their nature should survive termination shall survive, including intellectual property, disclaimers, and limitations of liability.

10 Governing Law & Jurisdiction

These Terms of Service shall be governed by and construed in accordance with the laws of Greece and the European Union, without regard to conflict of law principles. Any dispute arising from these terms shall be subject to the exclusive jurisdiction of the courts of Athens, Greece.

If you are a consumer resident in another EU member state, you may also benefit from any mandatory provisions of the law of your country of residence.

11 Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the website after changes are posted constitutes your acceptance of the revised terms. We encourage you to review these terms regularly.

12 Contact Us

If you have questions about these Terms of Service, please contact us: